Does Target Have Layaway?

Many stores have a layaway system set up that allows customers to pay a deposit in order for the store to hold items they want to purchase but either cannot completely pay for at the time, or need a storage place to hold the item. The system allows for the customer to make payments for the total amount of their purchase until it is paid off. Then, the customer is able to take their purchased items with them. In this article, we will answer the question “Does Target Have Layaway?”

Every store has its own rules and regulations that come with their layaway process. Some require a certain amount as a down payment. Some require the purchase to be completed in a certain number of days. If a purchase cannot be completed or is otherwise cancelled, many stores will charge a cancellation fee that ranges in price as a result.

So, Does Target Have Layaway?

Target itself is one of many stores across the United States that does not offer a layaway system to its customers at this time. In addition to not offering layaway, Target’s website also mentions that the store will not hold paid for purchases within the store, to avoid responsibility for anything that may happen to a customer’s items.

Does Target Have Layaway?

Instead of layaway however, Target does offer its customers a store credit card option, for those who may be unable to appropriately afford a large and sometimes necessary purchase. This credit card is called the Target RedCard. In addtion to being a credit card, it includes perks such as free two day shipping when a customer purchases through the Target website. Also, RedCard holders are given a 5% discount off of their total purchases, all day, everyday.

In addition to the RedCard credit card, Target also offers a RedCard debit card version, which works just like a regular checking account debit card. The funds are taken directly from a customer’s bank account. The upside to this is that a customer is able to take advantage of the same perks as a RedCard credit card holder – the free two day shipping as well as the 5% discount off of total purchases. Because it links to a banking account, there is no credit check. Also, there are no fees or monthly payments associated with the debit card version of the RedCard. The downside, however, is that only what is in the customer’s banking account will be available for funds.

In addition to the above mentioned perks, having a RedCard also provides customers with an additional amount of time to return items a customer may not need or want. RedCard coupons, exclusive to RedCard holders are also often sent to those who use the RedCard.

So, while Target unfortunately does not offer its customers a layaway option at this time, there are many ways to save money when shopping in store or online.

Target Eye Exam Cost

Those who are interested in knowing what the Target eye exam cost is should know that they will pay a different price if they are getting an appointment as a contact lens wearer than if they are getting an appointment as someone who wears glasses or has perfect vision. The appointment that a person makes at a Target optical center may cost as low as $55 or it may cost up to $110, or even higher if some type of extra testing work is required. Those who have insurance may be able to use that to cover their costs.

Independent Doctors Work at Target Optical Centers

The prices that a person pays for an eye exam at a Target optical center are going to vary based on the location that they visit. The services that they have access to will vary, as well. All of this happens because the doctors who are working in the optical centers are actually individual doctors who are simply renting space in Target so that they have a location where they can see patients.

Target Eye Exam Cost Can Vary

The cost of an eye exam at Target can vary depending on the location that a person visits, but most appointments for those who wear glasses will cost around $60 or $65. Appointments for those who are looking to get set up with new contact lenses will cost more. When a person is looking to have their eyes dilated, they will have to pay extra money to have that process take place. There are also extra costs for those who are dealing with certain issues with their eyes and those who want extra testing to take place.

Target Eye Exam Cost

Target Accepts Various Payment Options and Insurance Types

It is important for a person to know which payment methods they will be able to use when they are getting an eye exam. Target optical centers allow people to pay with cash, and they also allow their patients to pay with debit and credit cards and flexible spending accounts. There are many types of insurance that are accepted at Target optical centers, and those who have vision insurance can check out the Target website to learn more about all of that.

Look into the Optical Center’s Hours Before Making an Appointment

No one wants to head in for an eye exam only to find that the walk-in option is not available because the optical center is closed. Those who are looking to make an appointment for their eyes should know the optical center’s hours, as well. The hours of each Target optical center vary, and it is important for a person to check the Target website to find more information before they attempt to get an appointment.

Fair Price for Target Eye Exam Cost

Those who would like to get their eyes checked should know that they have that option through Target optical centers. They can visit an independent doctor at a Target store and get an eye exam for a fair price.